Your tenant is buying you your next house.
Every month your tenant pays down your mortgage and builds your equity. The Portfolio Planner shows how a cash out refinance could turn that equity into the down payment on your next rental, with the rent still covering the payment.
How owners grow a portfolio
You own a rental with a mortgage.
Your tenant pays it down while the value rises.
Pull the equity as tax free loan proceeds.
Use the cash as the down payment on the next one.
This pattern is often called BRRRR. The Portfolio Planner runs it with your real numbers.
A worked example
A duplex worth 500,000 dollars with 250,000 dollars left on the mortgage, renting for 3,900 dollars a month.
- Equity today$250,000
- Cash you could pull$89,500
- New monthly payment$3,038
- Rent covers itYes, 1.28x
- You could buy up to$320,000
- Down payment used$80,000
- Its monthly payment$2,035
- Doors after the move2 to 3
Figures are illustrative. Your account runs these on your real value, rent, and mortgage.
What the planner does inside your account
It pulls your property value, your rent roll, and your mortgage figures, so the plan is yours, not a generic estimate.
It finds properties on the market you could buy with the cash, and scores each one's cashflow.
Ask questions about your scenario and get plain answers. AI assists, you decide.
See your own plan
The Portfolio Planner is free inside every Manorway Rentals account. Add a property and see what your equity could do.
Get startedEstimates for planning only. Not a loan offer, an appraisal, tax advice, or financial advice. Lending terms, rates, and property values change. Manorway helps you see the picture and document your thinking. You and a licensed lender make the decision.